Loan Types

Vehicle and Motorcycle Loans

Buying a vehicle should be an exciting experience for all ages.  When searching for the car of your dreams you can be confident in knowing that Mokelumne Federal Credit Union is here to help with making the financing affordable.

New Vehicles and Motorcycles

  • Classified as current and past year
  • Terms up to 84 months
  • Fixed Rates

 Used Vehicles and Motorcycles

  • Classified as prior 5 year old models from New
  • Terms up to 72 months
  • Fixed Rates

Older Model Vehicles and Motorcycles

  • Any vehicle not classified as new or used, but still listed in Kelley Used Blue Book Value Guide
  • Term up to 60 months
  • Fixed Rates

Boat and Recreational Vehicles

Vacations and recreation for you and your family can become even more enjoyable when you are traveling in comfort.

Home Equity Loans and Lines of Credit – Temporarily Suspended

Using your home as security, qualified members can obtain a Home Equity Loan or Home Equity Line of Credit.  Putting the Equity of your home to work for you allows cash out for things such as home improvements, consolidating bills or taking a dream vacation.

Another great feature is this type of loan may qualify you for a tax deduction.  Consult your tax adviser for specific information as to how you can benefit from this loan.

Mokelumne Federal Credit Union is registered with the Nationwide Mortgage Licensing System.

Signature Loans and Signature Lines of Credit

Credit Union members can choose fixed rate term Signature Loans or Signature Lines of Credit using their good credit as the collateral.  These loans offer fast and convenient access to cash for any purpose.

Overdraft Protection Loans

An oversight in maintaining accurate account balances sometimes can cause you to overdraw your Checking Account.  Overdraft protection can eliminate the embarrassment and the associated costs that occur when checks are returned unpaid.

Another great reason to have this protection is convenience.  An unexpected bill can be easily taken care of when paying by check.  Payments back to this loan are minimal and affordable when times might be a little tough.