Welcome to Mokelumne Federal Credit Union

  Become a Member

Looking for a Stress Free Checking or Savings Account?

You can trust Mokelumne Federal Credit Union to provide you and your family with quality products and services to meet your financial needs.

Depend on us for Great Rates and Low Fees.

Ready to buy a car or remodel your house? We Can Help! Depend on us for great rates and low fees that will best fit your financial goals.

Helpful Tools and Resources to Guide Your Decisions.

We’re here to help. Calculators, Financial Education Tools, and Tips to Guide your Economic Decisions. And, of course, they’re Free.

  • What People Are Saying About MFCU!

    Four generations of my family bank here. We love how friendly and helpful the staff is at both locations. Lifetime customers here.

    Francine D.



Type Min. Bal APY
Certificate – 6mo. $2,000 .15%
Certificate – 12mo. $2,000 .20%
Certificate – 24mo. $2,000 .35%
IRA/ROTH – 6mo. $1,500 .15%
IRA/ROTH – 12mo. $1,500 .20%
IRA/ROTH – 24mo. $1,500 .35%
IRA $25 .10%
Money Market $500 .05%
Young Saver $200 .20%
Senior Checking $25 .15%
Current Rates as of March 2021 VIEW ALL RATES >>
Type Loan terms Additional Info
Equity Line of Credit 5 Yr Draw Period
15 Yr Amortization		 Call for rates – (Temporarily Suspended)
Fixed Rate Home Equity
80% Financing		 Up to 180 Months Call for rates – (Temporarily Suspended)
Current Rates as of March 2021
Type Loan Terms APR
New Auto/Motorcycle
(2020 and newer)
Up To 100% Financing		 up to 84 Months 2.99%
Used Auto/Motorcycle
(2015 to 2019)
Up to 100% Financing		 up to 72 Months 2.99%
Older Auto/Motorcycle
Up to 100% Financing Blue Book restrictions apply		 up to 60 Months 5.50%
New R.V./Boat
(2020 and newer)
Up To 100% Financing		 up to 180 Months 5.75%
Current Rates as of
March 2021		 VIEW ALL RATES >>

Fresh Start Checking Long-Term Care Insurance
Online Banking Sign-up NCUA Info
Autoland Car Loan