Loan Types

Mokelumne Federal Credit Union takes pride in knowing that although a small credit union, we can still meet the needs of our members by offering all types of loans that a big bank can offer. 

Loan Rates

While the traditional bank returns profits to stockholders, credit unions return their profits back to the account holder in the form of low loan rates, reduced or no fee services and higher dividends.  Low rates makes borrowing more affordable for our members. Visit our “Loans & Services” tab for today’s rates.

Loan Resources

AUTOLAND – Credit Union Auto-Buying Service

Whether you are looking to purchase a new or used car, sell your car or even trade it in, Autoland takes the haggle and the hassle out of car shopping for you.  They are not just a car buying and selling service, they also provide warranties such as, Mechanical Breakdown Protection (MBP). Most importantly they offer a Money Back Guarantee!


There are three major credit reporting agencies in the United States. Mokelumne FCU reports the member payment history to two of the three, Experian and Equifax. Your credit performance may determine the approval or denial of your next loan, employment offers, housing and much more. Maintaining a good credit history is essential in today’s world, so protect it!  A good rule of thumb is to obtain a free credit report annually.  There are different websites that will offer this to you. A good starting point is to contact the three major credit reporting agencies first.

Contact Us Today about a Loan for you!