Savings Accounts

We offer a wide range of accounts for your banking needs

Here at Mokelumne Federal Credit Union we make saving simple and convenient. With multiple saving accounts you stay in control of future expenses and goals set by you. Your Primary savings and each sub account will earn dividends on balances of $100 or more. Dividends are paid quarterly.

Share account

A Share Account establishes membership in the Credit Union. The Share Account is a standard savings account, but is called a Share Account because the Credit Union is member owned. When you save at Mokelumne, you are actually purchasing shares of the Credit Union. The minimum $25.00 balance must be maintained at all times for you to qualify as an active member.

Young Saver Account

Your child is never too young to start learning good saving habits.  We have designed a special program to keep our youth interested and well educated on saving for their future.  Young Saver Accounts also make great gifts.  Begin earning dividends with balances as low as $25.00.  Start one today!

Sub Savings Accounts

Within your Mokelumne FCU account you are able to establish sub accounts for your personal banking needs.

  • Christmas Club Savings
  • Vacation Club Savings
  • Personalized Sub Savings
  • Money Market Savings

Full Insured Savings and Investments

All accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $250,000. Learn more about your accounts coverage by visiting

For long term savings please View our IRA & certificates page LOCATED UNDER the cHECKING AND SAVINGS TAB