Dividend Rates


Current Rates as of March 2021
Account Type Rate Type Minimum Opening Balance Minimum to Earn Dividends Dividend Rate APY*
Primary Shares Variable $25 $100 0.05% 0.05%
Secondary Shares Variable $25 $100 0.05% 0.05%
Christmas Club Variable $1 $1 0.05% 0.05%
IRA Variable $25 $25 0.05% 0.05%
Money Market $500-$14,999 Variable $500 $500 0.05% 0.05%
Money Market $15,000-$24,999 Variable $15,000 $15,000 0.05% 0.05%
Money Market $25,000-$49,999 Variable $25,000 $25,000 0.08% 0.08%
Money Market $50,000-$999,999 Variable $50,000 $50,000 0.10% 0.10%
Young Saver Variable $25 $25 0.10% 0.10%
Senior Checking Variable $25 $25 0.08% 0.08%
6 Month Share Certificate Variable $2,000 $2,000 0.10% 0.10%
12 Month Share Certificate Variable $2,000 $2,000 0.15% 0.15%
24 Month Share Certificate Variable $2,000 $2,000 0.25% 0.25%
6 Month Young Saver Certificate Variable $200 $200 0.10% 0.10%
6 Month IRA/ROTH Certificate Variable $1,500 $1,500 0.10% 0.10%
12 Month IRA/ROTH Certificate Variable $1,500 $1,500 0.15% 0.15%
24 Month IRA/ROTH Certificate Variable $1,500 $1,500 0.25% 0.25%

*Annual percentage yield.
**Early withdrawal may result in decreased earnings.