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Current Rates as of January 2021
| Account Type | Rate Type | Minimum Opening Balance | Minimum to Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|---|---|
| Primary Shares | Variable | $25 | $100 | 0.10% | 0.10% |
| Secondary Shares | Variable | $25 | $100 | 0.10% | 0.10% |
| Christmas Club | Variable | $1 | $1 | 0.10% | 0.10% |
| IRA | Variable | $25 | $25 | 0.10% | 0.10% |
| Money Market $500-$14,999 | Variable | $500 | $500 | .05% | 0.05% |
| Money Market $15,000-$24,999 | Variable | $15,000 | $15,000 | .05% | .05% |
| Money Market $25,000-$49,999 | Variable | $25,000 | $25,000 | .10% | .10% |
| Money Market $50,000-$999,999 | Variable | $50,000 | $50,000 | .20% | .20% |
| Young Saver | Variable | $25 | $25 | .10% | .10% |
| Senior Checking | Variable | $25 | $25 | .15% | .15% |
| 6 Month Share Certificate | Variable | $2,000 | $2,000 | .15% | .15% |
| 12 Month Share Certificate | Variable | $2,000 | $2,000 | .20% | .20% |
| 24 Month Share Certificate | Variable | $2,000 | $2,000 | .34% | .35% |
| 6 Month Young Saver Certificate | Variable | $200 | $200 | .20% | .20% |
| 6 Month IRA/ROTH Certificate | Variable | $1,500 | $1,500 | .15% | .15% |
| 12 Month IRA/ROTH Certificate | Variable | $1,500 | $1,500 | .20% | .20% |
| 24 Month IRA/ROTH Certificate | Variable | $1,500 | $1,500 | .35% | .35% |
*Annual percentage yield.
**Early withdrawal may result in decreased earnings.
