Welcome to Mokelumne Federal Credit Union

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Access My Account  |   Pay Bills Online  |   Become a Member  |   Loan Rates  |   Find Co-Op Atm  |   Locations & Hours  |   Contact Us

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Accounts & Services Loans & Resources Learning Center What People Say About Us

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Locations and hours
TRINITY BRANCH
10628 Trinity Parkway, Suite A
Stockton, CA 95219
PH: (209) 938-1088
FX: (209) 938-1099

OFFICE HOURS
MONDAY - THURSDAY
9:30 - 5:00
FRIDAY
9:30 - 5:30

PAT #: (209) 333-5422
TIENDA BRANCH
2310 Tienda Dr. STE. #204
Lodi, CA 95242-4122
PH: (209) 333-5424
FX: (209) 333-5435

OFFICE HOURS
MONDAY - THURSDAY
9:30 - 5:00
FRIDAY
9:30 - 5:30


Loan Rates
Rates quoted are based on lowest possible rate. Credit history, amount financed, mileage, loan type and term will determine actual rate

* Lowest Possible Rate **Maximum Possible Term Offered, Some Restrictions Apply

Current Rates as of
LOAN TYPE APR * LOAN TERMS ** ADDITIONAL INFO
Signature Line of Credit 7.99% up to 60 Months
Signature Loan – Fixed Term 7.99% up to 60 months
Checking Overdraft Line of Credit ($1000 Maximum) 7.99% Repayable at $50.00 per Month
New Auto / Motorcycle
(2017 and newer) Up to 100% Financing
1.99% up to 84 Months Contact Credit Union for qualifying terms and individual rates
Used Auto / Motorcycle
(2012 to 2016) Up to 100% Financing
2.99% up to 72 Months Contact Credit Union for qualifying terms and individual rates
Older Auto / Motorcycle
(Autos and Motorcycles still valued in used Kelly Blue Book) Up to 100% Financing
4.50% up to 72 Months Contact Credit Union for qualifying terms and individual rates
New R.V./Boat
(2017 and newer) Up to 100% Financing
7.25% up to 180 Months Contact Credit Union for qualifying terms and individual rates
Used R.V./Boat (2009 to 2016) Up to 100% Financing 9.40% up to 180 Months Contact Credit Union for qualifying terms and individual rates
Share Secured 3% Over Primary Share Rate up to 60 Months Excludes: Money Market, Club Accts, Certificates and IRAs
Equity Line of Credit *** 5 Year Draw Period
15 Year Amortization
Call Credit Union For Current Rates
Fixed Rate Home Equity 80% Financing *** Up to 180 Months ***Call Credit Union For Current Rates


Dividend Rates
Current Rates as of
ACCOUNT TYPE RATE TYPE MINIMUM OPENING BALANCE MINIMUM TO EARN DIVIDENDS DIVIDEND RATE APY*
Primary Shares Variable $25 $100 0.10% 0.10%
Secondary Shares Variable $25 $100 0.10% 0.10%
Christmas Club Variable $1 $1 0.10% 0.10%
IRA Variable $25 $25 0.10% 0.10%
Money Market $500-$14,999 Variable $500 $500 .05% 0.05%
Money Market $15,000-$24,999 Variable $15,000 $15,000 .05% .05%
Money Market $25,000-$49,999 Variable $25,000 $25,000 .10% .10%
Money Market $50,000-$999,999 Variable $50,000 $50,000 .20% .20%
Young Saver Variable $25 $25 .10% .10%
Senior Checking Variable $25 $25 .15% .15%
6 Month Share Certificate Variable $2,000 $2,000 .15% .15%
12 Month Share Certificate Variable $2,000 $2,000 .20% .20%
24 Month Share Certificate Variable $2,000 $2,000 .34% .35%
6 Month Young Saver Certificate Variable $200 $200 .20% .20%
6 Month IRA/ROTH Certificate Variable $1,500 $1,500 .15% .15%
12 Month IRA/ROTH Certificate Variable $1,500 $1,500 .20% .20%
24 Month IRA/ROTH Certificate Variable $1,500 $1,500 .35% .35%
*Annual percentage yield.
**Early withdrawal may result in decreased earnings.

Membership

The Credit Union’s policies and operations are established and maintained by its Board of Directors. These officials are elected by the Member-Owners in a democratic voting process.

The purpose of Mokelumne Federal Credit Union shall be to:

Maximize member benefits by providing cost effective financial products and services, consistent with Credit Union non-profit cooperative principles, applicable legislation and prudent management.

MEMBERSHIP ELIGIBILITY

The current field of membership includes persons who live, work or worship within the boundaries of the San Joaquin County, California.

HOW TO JOIN

You can open your Mokelumne Federal Credit Union account by a visit to our office. To open membership, a Membership Application/Account Card must be completed, and a minimum deposit of $25.00, plus a one time set-up fee of $1.00 is required. Once you open your account, you may take advantage of other Credit Union products and services.